Short-Term Medical

If you are between jobs or a recent graduate searching for a job with employer-sponsored benefits, you may want to consider temporary medical coverage like NSPE Group Short-Term Medical Insurance.

The NSPE Short-Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. And you can select the coverage period that fits your unique situation. Temporary Health Insurance for 30-365 days*.

• Ideal for anyone experiencing a gap in coverage
• Coverage from 30 to 365 days, as early as the next day
• Choose your own doctors and hospitals
• Coverage for physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient surgeries, skilled nursing facility care, and rehabilitation up to a lifetime maximum of $2 million
• Single or monthly payment options
• Satisfaction guaranteed—10-day free look
• Plans available in 44 states

Get a Quick, Free Quote on a Short-Term Medical plan of your choice.

*Varies by state. Plan availability varies by state. See the insurance contract for a full explanation of plan benefits, limitations, and exclusions.

*By clicking the above link you will be leaving ASCE's Group Insurance Program website. The linked site is owned and operated by Assurant Health, who is solely responsible for its content. Assurant Health is the brand name of products underwritten and issued by Time Insurance Company.

NSPE incurs certain administrative expenses in connection with this sponsored program. To provide and maintain this valuable membership benefit, it is reimbursed for such expenses.

For complete plan details, please contact the Program Administrator, Pearl Insurance at 800.438.2366.

Frequently Asked Questions

How do I decide if a Short-Term Medical Plan is right for me?

A Short-Term Medical plan may meet your health-insurance needs if you are: between jobs; newly employed and waiting for your group coverage to begin; graduating from college or a recent grad and searching for a job with benefits; a part-time, temporary, or seasonal employee; a dependent no longer covered under your parents' plan; on strike, laid-off, or a terminated employee; or unable to afford other coverage. If you do not fit into one of these categories, you may want to consider an individual medical plan.

Where can I call for help?

You can speak to a licensed insurance agent by calling 800.436.2366

What are my payment options?

You can pay your premiums using your VISA® or MasterCard®, through monthly EFT, direct bill, or through most online bill pay services. Another option is to prepay your insurance for a desired period of time.

Do I need to take an exam?

An exam is typically not required. But depending on the specific plan you’re interested in, you may need to provide evidence of good health before the insurance company approves your policy.

Do I have to meet with an insurance agent?

Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like by calling the Policy Administrator, Pearl Insurance, at 800.436.2366.